Are You Covered? Florida Workers Compensation Information ...

We all feel confident that we?ll be taken care of if we are hurt on the job. After all, laws have been put in place to protect workers, proper? Not usually! The Miami Herald reported recently that 24 firms in South Florida were closed down due to violations of the Florida workers compensation laws. These closures had been part of a state-wide sting operation that led to the closure of 70 businesses across the state. By way of random visits to the businesses, officials discovered that these firms had failed to supply workers? compensation insurance for their employees.

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Assuming you are covered by your company, there are still many details and rights to be conscious of when filing a Florida workers compensation claim:

To steer clear of the risk of having your workplace injury claim denied, report it to your employer as soon as possible, but no later than 30 days after the injury occurs.
After you report to your employer, they are required to report your injury to their insurance firm within seven days. The insurance business must give you an informational brochure that outlines your rights and responsibilities concerning your injury.
Section 440.185 of the Florida Statutes gives you the right to report your injury yourself if your employer will not report the injury to their insurance company.
You must decide on a provider from a list of authorized medical providers in order to get coverage for medical care, prescriptions, and treatment for your injury. This list is either available through your employer or through their insurance organization.
If you are not happy with your treatment, you may possibly petition for a 1-time change of physician, but, since you can only change providers once, exercise this proper carefully.

What about your job? Will your employer hold your position for you? What if you can not go back to the same job you held prior to your injury?

Florida workers compensation laws specify that you will not be paid for the initial seven days of work-related disability, even so the insurance company may possibly pay you if your disability lasts a lot more than 21 days.
Florida law does not need your employer to hold your work position for you until you are released to work once more, however you may possibly be protected under the Family Medical Leave Act..
You are entitled to vocation counseling, transferable abilities analysis, job-seeking skills, job placement, on-the-job training, and formal retraining (all at no cost to you) if you can not return to the type of work you did prior to your injury.
Be careful if you settle your claim for medical benefits with the insurance company! If your condition gets worse after you have settled, you are responsible for your future medical requirements and bills.
Injured workers have the right to hire an attorney to support make positive their rights are protected and their injuries are effectively compensated. Be sure to hire an experienced Florida work accident compensation lawyer: the Florida workers compensation laws are complex and go via an annual amendment procedure in the Florida Legislature.

Florida state law says construction-related businesses should have workers? compensation coverage if they have 1 or far more employee, including the owner. Other companies should have the coverage if they employ four or far more employees, excluding organization owners. Are you specific that your organization is watching out for you by supplying Florida workers compensation coverage?

For far more Florida workers compensation info, contact Florida work accident compensation lawyer Joseph M. Maus at 1-866-556-5529, log on to his site at www.mauslawfirm.com, or email him today.

Source: http://www.sonomavws.org/are-you-covered-florida-workers-compensation-information.htm

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