Medical Benefit | Employer Defined Benefits | Georgia Landlord ...

Prior to your next enrollment, consider giving Liazon a call at 1?855?5Liazon or 1?855?554?2966 or our Johns Creek location at 678?534?9700.

Employers for years have provided health insurance for their employees.? In many cases, that insurance was paid-in-full by the employer.? As employees added family, the employee would bare the added cost of coverage to some degree or another.

With the employer picking up the cost for the employee, the employee lost perspective to the value of the benefit.? Added weight, older age, visits to the emergency room, vs. a doctor?s office, resulted in higher employer cost.

Medical Defined Benefits is the key to change!

The shift in perspective is when the employer changes the game by providing a monthly?budgeted fund?to the employee for benefits.?

Example: The employer provides the employee with $500.00 monthly for their Medical Benefits.? The employee then ?shops for benefits? via the employer provided portal and makes decisions to purchase Health Insurance, Life Insurance, Vision, Dental, including contributions to an HSA.? When the employee goes to ?check-out?, the variable between the employer?s allowance and the employee?s purchases has a direct impact to the employee?s paycheck.?

The above example does not work well when the employer is only able to offer 1?2?3 medical plans.? The fewer number of medical plans to choose from undermines the ability of the Employee to opt in to coverage that fits their need.

Liazon Benefits at 1?855?5Liazon provides ?a Better Way to Buy Benefits? that helps INCREASE employee participation resulting in EMPLOYER savings and added employee retention.

Liazon provides the employer a portal for enrollment.? The online portal enrollments takes the Employer contribution and provides a ?shopping cart experience? of purchasing benefits.? Six group healthcare insurance plans are offered to the employee with questions regarding current medical conditions, past medical usage, and future expectations.? These questions then suggest a Group Medical plan that best meets the need of the employee and/or the employee?s family.? Other options are also presented such as:

• Supplemental insurance
• Life Insurance
• Dental
• Vision
• Disability
• HSA Contributions
• and more

Prior to your next enrollment, consider giving Liazon a call at 1?855?5Liazon or 1?855?554?2966 or our Johns Creek location at 678?534?9700.

http://www.HRWorkplaceBenefits.com

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Source: http://www.georgialandlordinsurance.com/2011/05/medical-benefit-employer-defined-benefits/

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